SANCRED REVOLVING FUND AND DEVELOPMENT PROGRAM (RFDP)
Donor: Santal Mission Norwegian Board, (Next: Reformed as Normisjon) Norway
Project period: 1997-2006
Project Area: 4 upazila (Tahirpur, Biswamverpur, Derai, Sunamganj Sadar) under Sunamganj district.
Objectives:
- To provide human development and skill training for better life status and sustainability of the group and project personnel
- To give preference to women for their holistic development by giving opportunity to increase their family income and involving in production by loan program
- To involve women and men in the credit program and to provide easy access to credit facilities towards income generating activities to make them self-reliant
- To create employment opportunity through income generating activities by ensuring easy credit facilities
- To save the poor people from high interest of moneylenders by increasing income so that they can gradually reduce selling their crops in advance, mortgage of land, sale of land etc
- To improve primary health condition of the poor and improve their nutrition status by undertaking development activities
- To keep environment in equilibrium position by implementing of tree plantation, homestead gardening and horticulture
- To improve mother and child health, safe water and sanitation
- To provide skill development training to improve homestead gardening, nursery, fish culture and livestock
- To provide training on gender and human rights to improve social position
- To develop networking with government and non-government agencies for taking initiative of good governance and support services
- To make Sancred as a self-reliant, sustainable and independent national NGO.
Results Micro finance and adult literacy
- 16,498 members mobilized to work together in the community through community based organization (CBO)
- 4,109 members completed 9 months literacy course
- 234 box library established in the village area
- Social Awareness training for 6,437 CBO members
- Health Awareness lesson on 391 CBO and 7,820 members
- Leadership development training for 5,255 CBO members
- 2 5,224,316.00 savings collected
- 449,441,870.00 loans disbursed to poor and vulnerable people
- Loan outstanding BDT. 83,469,206.00
- Total number of borrowers is 15,428
- Loan recovery rate 98.50%
- Savings collection rate 100%
- Loan for distressed women without service charge BDT. 359,900.00